Alan Home Loans

Temporary Rate
Buydown Calculator

Estimate your payment and monthly savings with a 1-0, 2-1 or 3-2-1 temporary buydown.

Enter Loan Details

Loan Amount

Note Rate (%)

Loan Term

Buydown Type

Please enter a valid loan amount and note rate.

Principal & interest only. Taxes, insurance, mortgage insurance and HOA dues are not included.

Your Payment Breakdown

FULL NOTE-RATE P&I PAYMENT

$0.00/mo

Estimated Total Buydown Cost $0.00

How it works: A temporary buydown uses eligible funds contributed at closing to subsidize part of the borrower's initial principal & interest payments. The mortgage note rate itself does not change.

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Alan Galicia

Branch Manager · Alan Home Loans
West Capital Lending · NMLS #1974223

For informational and illustrative purposes only. Not a commitment to lend or an offer of credit. Temporary buydown availability, permitted funding sources, eligibility and terms vary by loan program and transaction. Final payments and costs depend on actual loan terms and applicable underwriting requirements.